I am a local lender, not a broker, that has over 14 years experience and the knowledge of all the Arizona specific guidelines that will get your loan closed. I am a top producer at NOVA HOME LOANS and ranked in the top 300 producing loan officers in the nation. Nova can provide the most competitive rates and closings costs. I started in this industry over 14 years ago while I was finishing my last year in the military. I am an expert in VA (100% financing), FHA, Conventional, USDA (100% financing), and Jumbo loans. I also specialize in down payment assistance loans for the borrowers who don’t have enough money down. I work with several investors that are purchasing investment properties. I have a long list of references from clients to realtors that you can contact if need be. Please feel free to contact me at any time I am always available. I look forward to helping with your loan needs.